No Will? The
Government
Decides for You
Most people assume their money will automatically go to their spouse and children if they pass away. But without a will, that’s not how it works.
Instead, the government—not you—decides where your money goes and who raises your kids.
What Happens Without a Will?
Your spouse may not get everything. In Ontario, BC, and Alberta, only the first $200,000 of your estate goes to your spouse. The rest? It’s split with your kids.
Who raises your children? Without a will, the court picks their guardian—not you. That can lead to family disputes and uncertainty for your children’s future.
What about their inheritance? The government holds their share until they turn 18 or 19, then releases it all at once—whether they’re ready or not
Legal fees, delays, and court battles. Without a clear plan, settling your estate takes longer, costs more, and can create unnecessary conflict among loved ones.
How to Protect Your Family
Create a will to control who inherits what
Name a guardian to ensure your kids are cared for by someone you trust
Set up a trust so your children receive their inheritance responsibly
Appoint an executor to manage your estate efficiently
Your Legacy, Your Choice
Don’t leave your family’s future to chance. A will isn’t just about assets—it’s about protecting the people you love.
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